学生贷款
联邦学生贷款
Federal Subsidized 工作人员ord Loan - Principal is deferred and interest is paid (subsidized) by government while student is enrolled at least half time.
Federal Unsubsidized 工作人员ord Loan - Principal is deferred while student is enrolled at least half time. 利息 while student is in school.
Federal Parent Loan for 本科 Student (PLUS) - Repayment of principal and interest begins immediately after loan is fully disbursed.
| 贷款类型 | 笔记 |
|---|---|
| Federal Direct (工作人员ord) Subsidized Loan |
Federal Direct Loans are considered self-help aid, as the student must repay the loan 有兴趣地. The federal government pays the interest on subsidized loans while the student is attending at least half-time. Subsidized loans are awarded to students with financial need, not to exceed the student's financial need or the annual limit (见下表). The interest rate for a direct loan disbursed on or after July 1, 2022, and before 2023年7月1日 4.99%. Detailed information regarding Federal Direct Loans can be found at: |
| Federal Direct (工作人员ord) Unsubsidized Loan |
Federal Direct Loans are considered self-help aid, as the student must repay the loan 有兴趣地. Unsubsidized loans begin accruing interest from the day that they 是支付. Unsubsidized loans are awarded to students regardless of financial need, not to exceed the annual limit (见下表). The interest rate for a direct loan disbursed on or after July 1, 2022, and before 2023年7月1日 4.99% for undergraduate students and 6.54% 研究生. Detailed information regarding Federal Direct Loans can be found at: |
| 家长PLUS贷款 |
The Federal Direct PLUS Loan Program allows parents of undergraduate students to borrow up to the cost of attendance (minus other financial aid). For Parent PLUS loans first disbursed on or after July 1, 2022, and before 2023年7月1日 7.54%. In order to apply for a Parent PLUS loan, the student must have a completed FAFSA on file, and the parent must complete a PLUS application, credit check, and Master Promissory Note. Detailed information regarding Federal Direct PLUS Loans can be found at: |
| 直接贷款披露 |
年度贷款限额
Dependent 本科 Students
| 分类 | 基地的数量 (子/到凶手) |
额外的贷款 (到凶手) |
总计 |
|---|---|---|---|
| 大一新生 | $3,500 | $2,000 | $5,500 |
| 二年级学生 | $4,500 | $2,000 | $6,500 |
| 初级 | $5,500 | $2,000 | $7,500 |
| 高级 | $5,500 | $2,000 | $7,500 |
Independent 本科 Students and Dependent 本科 Students Whose Parents 不能借PLUS
| 分类 | 基地的数量 (子/到凶手) |
额外的贷款 (到凶手) |
总计 |
|---|---|---|---|
| 大一新生 | $3,500 | $6,000 | $9,500 |
| 二年级学生 | $4,500 | $6,000 | $10,500 |
| 初级 | $5,500 | $7,000 | $12,500 |
| 高级 | $5,500 | $7,000 | $12,500 |
笔记
注1: Satisfactory Academic Progress must be maintained by each student in order to maintain eligibility for any financial aid program (grants, work study, loans).
Note 2: A student may borrow no more than the annual limit shown for his/her combined subsidized and unsubsidized 工作人员ord Loans.
Note 3: Additional loan amounts may be available to independent students and to student whose parents are ineligible for the Parent PLUS loan program.
*FAFSA is the Free Application for Federal Student 援助. 威尼斯人app下载's Title IV code for federal financial aid applications is 002654.
**Deadlines represent risk dates. Students who apply after these dates may find they are eligible, but may not be awarded certain types of aid due to limited funding.
Loan Repayment Information
If you have borrowed student loans to assist in financing your education, the Financial 援助 Office encourages you to periodically visit the National Student Loan Database System to view your loan history and lender information. Please also take some time to review the resources below to help plan for repayment. 你可以 联络我们的办事处 at any time so that we can review your options, and answer any questions you may have regarding repayment.
Federal Student Loan Repayment Information The Department of Education's overview of basic loan repayment information
Federal Student Loan Repayment Checklist A handy tool to keep you on track with the loan repayment process
Loan Repayment Estimator We recommend using this estimator before deciding to take out loans, and during your time as a student, so that you fully understand the implications of each additional 你拿出的贷款. The estimator allows you to see different repayment plan options and amounts that you would pay under each plan
付款困难? This page will guide you as to your options if you are confused about or unable 偿还贷款.
威尼斯人app下载's Student Loan Code of Conduct for Education Loans
Video: Responsible Borrowing
Video: Repayment-What to Expect
联系财政援助
办公时间: new hours until further notice Monday - Friday 8 AM-4 PM
地点: Second floor of Fidel Center. Bear left at the top of the stairs; we are just past 出纳处